The Financial Clinic & Credit Builders Alliance Partnership

Financial Capability Experts and Tools in One Place

The Financial Clinic (the Clinic) and Credit Builders Alliance (CBA) have formed a strategic partnership to enhance the financial security work of the organizations each serves.

CBA and Financial Clinic


  • Strong, educated peer community for learning and sharing through our Credit Builders Group for practitioners
  • Easy access to training and professional development and the latest field research
  • Cost savings through customer-centered data collection and reporting tools that enhance the coaching process


Change Machine is an all-in-one financial coaching platform powered by The Financial Clinic. Through LEARN, COACH and MANAGE, users access online training, a toolbox of 150+ tipsheets and worksheets, and a comprehensive, customer-centered data management system. SHARE connects users to more than 1,000 peers through an online community of practice.


*CBA members receive a 50% discount on Change Machine licenses in the first year and 25% off renewal licenses (as long as they remain CBA members). Members also get $100 off their first capacity building services.

CBA  AccessReporter, and Business Reporter enable nonprofits to access credit reports, report loan data to major bureaus, and support individuals to build credit history.


Change Machine subscribers’ organizations receive a 50% CBA annual membership discount for the first year’s membership (total savings of of $157.50), 25% off of the annual membership (total savings of $78.75/year) and $100 off set-up fee for any CBA service (CBA Access, CBA Reporter, and CBA Business Reporter) as long as you remain a Change Machine subscriber!

logo for ChangeMachine


The Financial Clinic is a nonprofit whose mission is to build the financial security of working poor Americans through an ecosystem of strategies that includes direct service, capacity building with other nonprofits, and systems-level solutions and social innovations.

Credit Builders Alliance is a nonprofit social enterprise dedicated to building the capacity of nonprofits that help low- and moderate-income households build strong credit and other financial assets.