CBA has partnered with LexisNexis® to offer the LexisNexis RiskView™ Report, the leading alternative credit risk management tool in the industry, at a discounted rate to CBA members for underwriting.
How does a RiskView Report compare to reports pulled from Equifax, Experian, and TransUnion?
Traditional consumer credit reports only consider credit activity, including public records information. A RiskView report includes items such as evictions, liens, assets, occupations, education, and address history to evaluate risk across more data points.
Does a RiskView Report use the same scoring models as reports from the consumer credit bureaus?
The RiskView Report uses different scoring models than the consumer credit bureaus. This score is calculated based on information on the RiskView Report, and scores can range between 501 and 900.