Lender Roundtable Series: Underwriting for Consumers with No or Poor Credit, Part 1

Mission-driven lenders seek to serve populations that are often deemed too risky by mainstream lenders due to their credit history (or lack thereof). Yet, there are many ways to assess risk beyond the credit score.

In this session of our Lender Roundtable Series, hear how Capital Good Fund (CGF) has developed its underwriting criteria to lend to populations that would otherwise only have access to predatory financial products. CGF shares how their underwriting criteria has developed over time and offer key lessons for other nonprofit lenders serving low-to-moderate-income populations. CGF discusses how it has used its underwriting criteria to mitigate risk for housing stability loans that are often high risk.

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