FICO® Score Open Access for Credit & Financial Counseling (C&FC) Program
FICO® Score Open Access for Credit and Financial Counseling (C&FC) is a valuable program that enables credit and financial counseling providers in the U.S. to share FICO® Scores already purchased - for the purpose of providing financial counseling and/or financial educational services - with their customers with no additional score fees or program fees.
Since 2015, qualified CBA members have been able to share FICO® Scores with their clients in order to enhance the credit coaching process and credit building outcomes.
Disclosure of previously purchased FICO® Scores and the top two key factors that impact the score using the FICO® Score Summary Report Generator
Score generator available in English and Spanish
The only authorized way to share the FICO® Score with customers
No additional score or program fees from FICO
Access to FICO’s educational materials
Why use FICO® Score Open Access for Credit and Financial Counseling?
There are many reasons that sharing FICO® Score with your clients can enrich your credit building program. Some key benefits include:
FICO® Scores are powerful financial capability tools that can help to ensure that credit education and coaching programs resonate and are relevant to the unique situations of each individual client.
Sharing FICO® Scores with clients can help them stay accountable to their credit building goal and understand how financial decisions can affect their progress.
Viewing FICO® Score progress with your client can help to leverage successes by learning and accessing new products and services.
FICO® Scores are used in over 90% of lending decisions in the U.S. By sharing a FICO® Score, you are helping consumers understand how they are viewed by lenders.
Get started with FICO® Score Open Access for Credit and Financial Counseling!
Fast and easy to use, the program increases consumer understanding of FICO® Score and their importance in everyday financial decisions and may be the tool necessary to engage long-term retention.
Sign the Program License Agreement and return with application* to FICO
Receive access and download program materials
Inform staff and counselors/coaches of the program
Start sharing FICO® Scores
*Ready to sign up? On the Program Sign-Up Application and Requirements Questionnaire, add “Credit Builders Alliance” as an Affiliation (Q6). CBA and FICO work closely to support CBA Members with the program.