CBA's Rapid Response Team training is designed to help nonprofit community-based organizations to enhance their credit building programming by honing their credit reporting practices. Presented by a CBA Rapid Response Team master trainer, participants will have the opportunity to learn from each other and credit experts and about the role credit reporting plays in supporting asset building work. Topics include: Credit as an Asset Overview Credit Reporting through CBA Fair Credit Reporting Act (FCRA) Overview Credit Reporting Best Practice This training is…Find out more »
While credit bureaus rely on personally identifiable information (PII) to compile credit reports for individuals, those who do not have a social security number (SSN) can still access credit products and build a credit history. Join this webinar to learn how to best serve clients, regardless of citizenship, in their credit building journey. We are pleased to present this session in conjunction with our partners The Financial Clinic and Hacienda CDC.Find out more »
Hear from the Federal Trade Commission (FTC) about how to best protect your credit, in particular after a data breach. Learn tailored advice for specific populations, such as military, children, domestic violence survivors, and re-entrants. Find out how to use IdentityTheft.gov to report identity theft if your information is misused. About the presenter Lisa Weintraub Schifferle Lisa Weintraub Schifferle is an attorney in the Federal Trade Commission's Division of Consumer & Business Education. At the FTC, Lisa regularly leads trainings…Find out more »
CBA is accepting applications for the Atlanta-based Credit as an Asset Master Trainer Certification Program, the first of two to be held this year. Through the Master Trainer Certification Program, experienced credit building practitioners become credentialed to deliver CBA's nationally recognized Credit as an Asset training to financial coaches, counselors, and other professionals who support low-income and underserved communities in building strong credit profiles. Space is limited and available through an application process only. A number of scholarships will be provided through…Find out more »
Working with people who are experiencing chronic stress can have an impact on those providing services, in just about any field. There are several terms for this impact: "burnout", "compassion fatigue", "vicarious trauma" and "secondary traumatic stress" have all been used to reference the signs that a professional is experiencing overwhelming stress in their work. It is critical to recognize the signs of stress and have a resilience plan in place so that this stress does not take such a toll that diminishes interest, motivation, and satisfaction in the work.
This presentation will define the term "vicarious trauma", help participants recognize the signs, and share strategies for developing a personal and professional resilience plan that can enhance the capacity of financial coaches to serve their clients.Find out more »
This series will engage and educate financial professionals about redlining, subprime lending, and the detrimental effects each continues to have on financial literacy within the African American community, including lack of access to property ownership.
Attendees will learn how to effectively engage with current and potential clients through education, and action planning to lessen or reverse the historical effects that redlining and subprime lending have had in African American communities.Find out more »
Learn about CBA's newest Access Service, the ChexAdvisor Educational Report, which incorporates data from ChexSystems, among others. The ChexAdvisor Educational Report provides a depiction of a consumer’s credit and debit history as may be seen by financial institutions and/or credit grantors. This report is available to Credit Builders Alliance Members to help educate consumers. This session walks through: -ChexSystems General Background -ChexAdvisor Educational Report Overview and Demonstration -Resources for CBA Members and Consumers This report option will soon be accessible…Find out more »
As part of the Pre-Symposium schedule, CBA will host our signature Credit as an Asset Training with a special FICO boot camp session. This training is designed to help non-profit community-based organizations enhance their understanding of credit building as an asset building strategy as well as best practices in credit education. This interactive workshop will provide participants with an opportunity to learn from each other and credit experts about the growing field of credit building including: The importance of a…Find out more »
CBA's Credit Building Symposium is intended to create and foster a dialogue between non-profit organizations involved in credit building and those corporate entities whose business practices include credit reporting, credit scoring and/or credit granting. Our goal is to broker more discussion between these two connected industries with the intent of continuing to bridge gaps in understanding and strengthening bonds in the credit reporting arena. An overarching theme for the symposium will be the linkage between the work being done in…Find out more »
Why do some people connect with financial coaching while others drop off? And what does it take to keep clients engaged so they can achieve their financial goals? Those are some of the questions CBA partner, Local Initiative Support Corporation (LISC) has been asking about their Financial Opportunity Centers (FOCs). With generous support from MetLife Foundation, LISC teamed up with Duke University’s Common Cents Lab to analyze the behavioral science behind those dynamics. Duke talked to LISC staff and clients at 20 FOCs and…Find out more »